Eagles Eye Sacco Ltd, a Christian-Based Financial Institution situated in Thika, is looking for a suitably qualified individual to fill the position of a Credit Officer. 

CREDIT OFFICER JOB DESCRIPTION

The successful candidate will be responsible for timely debt collection and effective management of Credit Department.

Reporting to the SACCO Manager, the main functions of the Credit Officer entail:

1. Evaluation of loan forms received from the loan receiving officer to ensure adherence to the lending regulations and policies of the society

2. Maintenance of guarantors’ records and ensure all loans are fully guaranteed.

3. Verify that securities are provided and forwarded for approval.

4. Recommend loan applications to be forwarded to credit committee for approval.

5. Filing of duly processed loan forms and maintaining the loan register

6. Ensure efficient and prompt recovery of loans disbursed and interest accrued.

7. Drafting demand notices to loan defaulters.

8. Credit rating for classification of credit worthiness.

9. Maintenance of monthly reports on loan portfolios and non-performing loans and availing the same to the management committee through the SACCO manager.

10. Proactively manage risk/exposure for assigned portfolio continuously.

11. Ensure recovery of items pledged as security on delinquent loans.

12. Assist in restructuring of debts in the interest of the society and customer.

13. Assist in the grading and classification of loan accounts.

14. Assist the credit committee in developing sound credit policies. 

15. Maintaining confidentiality of members’ loan information.

16. Any other lawful duties as may be assigned from time to time. 

Qualifications:

- Minimum CPA Part 2

- Business related degree will be an added advantage

- Two years relevant experience

- Have demonstrated high financial management capability

- Have good knowledge of information technology

 

How to Apply: 

To reach the Office on or before 9 December 2019 latest 5.00pm.

Send your application Addressed to:

The Chairman,

Eagles Eye Sacco Limited

P.O BOX 3809-01002

THIKA

Or email: This email address is being protected from spambots. You need JavaScript enabled to view it.